Zack grew up in Seattle, Washington and attended the University of Washington where he received a BA in Business Administration and a Masters in Tax Accounting (‘92/’94)

In late 1996, Zack took a position with a boutique financial planning firm in Gig Harbor, Washington, and began his affiliation with Raymond James soon after. In 2006, Zack and his business partner, Terri Stewart (Branch Manager), purchased an historic building in downtown Gig Harbor and moved their practice to this location.